Debit card

Debit card Debit cards and credit cards can sometimes get new customers easily confused. The major differences between debtit and credit cards is that debit cards are usually given by your bank where you have a relationship and an account with them, while credit cards you don’t necessarily have to have an account with the [...]

Secured credit card

Secured credit card Secured credit cards are becoming a growing trend especially in this financial climate as lenders want some kind of security for giving us credit. A secured credit card is simply a credit card that is secured against your belongings be it your home, or car, or some other asset. This is in [...]

Credit card offers

Credit card offers Credit card offers are all the rage these days, especially with so many people being upwardly mobile, in the Internet world we live in. However with so many credit cards vying for your business, you have to be careful which offer you would like to select. One of the ways of selecting [...]

Prepaid credit cards

Prepaid credit cards Prepaid credit cards provide the benefit of a credit card with less of the hassles. It has the added advantage of having a credit card and regulating your spending so the chances of oweing money on the card becomes minute especially if the prepaid credit card does not carry with it a [...]

Credit cards explained

Credit cards explained Credit cards are now an almost necessity for anyone who uses the Internet or who needs to do their grocery shopping, but unfortunately not many people are well versed on credit cards. We look at some of the advantages and disadvantages of using credit cards. The advantages of credit cards depending on [...]

Student credit cards

Student credit cards Student credit cards are an absolute necessity for the college or university student. Not only are they useful when times are hard, as when a loan or overdraft hasn’t arived or has been activated yet, they also usually have an instant approval process as they are geared towards students. Credit cards be [...]

Bad credit credit cards

Bad credit credit cards Bad credit credit cards are becoming more popular especially in this economic scenario. The interest rates on these cards are a little steeper than for people with good credit. The providers see it as taking a risk that those with bad credit may not pay them back, and have a higher [...]

Mastercard

Mastercard Mastercards as well as Visa are two of the more popular credit cards, although Discover is also strong, the first two are used in 22 million outlets all over the world. But the question for many consumers is which credit card to use, Mastercard or Visa? Visa used to be the front runner, and [...]

Best Credit Cards

Best Credit Cards Best credit cards can be confusing with so many options and choices available. Credit cards have become a necessity in this day and age, and for those that can keep up with regular payments on their credit card, it can serve as a god send. The best type of credit card to [...]

Credit Unions

Credit Unions Credit unions are a fantastic way for people who are desperate for a short term loan but don’t have the credit rating or score to obtain one. Credit unions are a non profit organisation, but are regulated just as any bank, whose members are the share holders, and are entitled to a summary [...]